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The Mindful FIRE Podcast

Start living your FI Life years before you "reach FI"

Financial independence is powerful, but it does not tell you what to do with the freedom, your time or your life.

Many people reach FI and then realize they never built a vision for what freedom is for. Mindful FIRE helps you get clear early, so you can start living your FI Life years before you hit your FI number.

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Recent Episodes

Google Layoff to Globally Work Optional with Erika Ho (ep 236)
236
June 29, 2026

Google Layoff to Globally Work Optional with Erika Ho (ep 236)

In this episode: Google layoffs, globally work optional FIRE, Taiwan and Portugal FIRE numbers, Coast FI, finding a meaningful calling with Erika Ho Episode Summary Erika Ho shares how being laid off from Google created both stress and relief—and gave her space to build a life beyond corporate achievement. She explains “globally work optional,” the realization that her family could retire now in places like Taiwan or Portugal, and how that clarity helped her go all in on financial coaching. Erik
235 : Meditation : Nowhere to Go, Nothing to Do: Resting With the Breath
235
June 22, 2026

235 : Meditation : Nowhere to Go, Nothing to Do: Resting With the Breath

In this episode: mindfulness meditation, checking in with body and mind, anchoring on the breath, working with distraction, setting intentions Episode Summary A short guided mindfulness practice recorded live in the Mindful FIRE Legends community. Adam welcomes you to settle into an alert-yet-relaxed posture, then gently guides attention from body and mind into the simple sensations of breathing. This meditation will leave you refreshed and present. Guest Bio Adam Coelho is the host of the Mindf
234 :  The House Fire That Changed Everything with Karen Worthy
234
June 15, 2026

234 : The House Fire That Changed Everything with Karen Worthy

In this episode: lifestyle creep awareness, emergency funds, rebuilding after a house fire, designing a values-aligned life, career transition coaching with Karen Worthy Episode Summary Karen Worthy shares how a wake-up call about spending led their family into FI habits—then a devastating house fire became a “blank slate” that clarified what matters. Karen and Adam explore how savings create optionality in crises and careers, and how Karen used that runway to take a sabbatical and launch a care
233 : Meditation : Self-Compassion & Loving Kindness
233
June 9, 2026

233 : Meditation : Self-Compassion & Loving Kindness

In this episode: self-compassion, loving kindness (metta), mindfulness, guided meditation, emotional well-being, resilience, inner kindness Episode Summary Adam leads a guided self-compassion and loving kindness (metta) meditation, recorded live with the Mindful Fire Legends community. The practice begins by arriving with the breath and gently checking in with your present-moment experience—body sensations, emotions, and the tone of the mind—without needing to fix or change anything. The meditat
232 :  Mr. Money Mustache on One-More-Year Syndrome (and How to Stop Worrying)
232
June 1, 2026

232 : Mr. Money Mustache on One-More-Year Syndrome (and How to Stop Worrying)

In this episode: one-more-year syndrome, worry & fear, mindfulness for financial independence, “enough” mindset, living freedom now with Pete Adeney (Mr. Money Mustache) Episode Summary Pete Adeney (Mr. Money Mustache) argues that the biggest trap on the path to financial independence isn’t math, it’s worry . He and Adam unpack how fear fuels “one-more-year syndrome,” why the same worry often follows people into retirement, and how perspective and mindfulness can help interrupt the brain’s const
231 : Meditation : Meet Yourself Where You Are
231
May 25, 2026

231 : Meditation : Meet Yourself Where You Are

Episode summary A short guided meditation recorded with the Mindful FIRE Legends community to help you meet yourself where you are, settle into the present moment, and use the breath as a gentle anchor. You’ll practice observing your experience without needing to change anything, then repeatedly “start again” each time the mind wanders—remembering that each in-breath is a new beginning and each out-breath a chance to let go and relax into this moment. In this meditation, you’ll practice - Ar...